Optometry Practice Loans

  • Dedicated Loan Advisors
  • Direct Industry Knowledge
  • Streamlined Application Process
  • No Up-Front or App Fees Ever!

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The Optometry Practice Financing Experts!

At 1st Med Financial, we specialize in providing Optometry Practice Loans and Optometry Practice Financing solutions. Our Optometry practice lending team specializes in helping optometrists acquire, build, equip, expand and refinance their practice debt. We understand how busy the schedule of a successful optometrist can be. This is why we have developed custom-tailored Optometry office financing solutions designed to meet your specific needs.

1st Med Financial offers some of the best Optometry practice loan rates in the industry, we can provide Conventional Optometry Practice Loans, SBA 7A and 504 loan solutions as well as equipment and working capital programs. Each Optometry practice loan is structured to meet the needs of your specific practice. When you are ready, we will work with you to understand your goals and design a personalized plan to meet your Optometry practice financing needs.

Optometry Practice Loan Rates

Loan Type Rate Term
Conventional Practice Loan 5.95% - 7.50%* 10 - 20 Yr. Fixed
Conventional Real Estate 5.95% - 7.50%* 20 Yr. Fixed
SBA Real Estate 9.25% - 10.75%* 10 - 25 Yr. Fixed

*Int. rates subject to change & geographical restrictions

Optometry Practice Lending Programs:

  • 100% Optometry Practice Loans

    Home of "The 100% Optometry Practice Acquisition Loan". 100% Financing programs offer competitive, fixed interest rates an can include up to 15% of the transaction amount in working capital. Optometry Practice Acquisition and Commercial Real Estate combination financing are also available.

  • Optometry Practice Acquisition

    Acquiring an existing Optometry practice can be one of the most important decisions of your professional career. Considered less risky than a straight start-up, a Optometry Practice Acquisition offers an existing office staff, patient base, location and equipment.

  • Optometry Practice Debt Consolidation

    We understand the importance of what increased cash flow and working capital can mean to the ultimate success or your Optometry practice. With current interest rates at all time lows, a Optometry practice debt consolidation loan may be just what your practice needs.

  • Optometry Practice Expansion, Relocation or Remodel

    Every successful Optometry practitioner, at some point in time, will have the need to upgrade or expand their practice. Maybe you have outgrown your current location, need new state of the art equipment or see an opportunity in relocating the practice. 1st Med Financial can help.

  • Partner Buy-Out / Buy-In

    Sometimes, a partner buy-in/buy-out is the most advantageous scenario for a Optometry practitioner. Maybe an experienced optometrist would like to cash-out some equity in the practice and bring on a new or current associate to share ownership and continue to grow the practice.

  • Commercial Real Estate

    As a successful Optometry practice owner, you are sitting on an untapped resource for growing personal net worth... your built up practice GOODWILL. 1st Med provides very aggressive commercial real estate loan programs specifically for optometrists, which allow for up to 100% financing.

  • Optometry Practice Start-Ups

    At 1st Med Financial, we understand that starting a practice from the ground-up can be an intricate and time consuming task. Making your Optometry practice business plan a reality is a challenge. Our Optometry practice loan specialists have been there before.

  • Working Capital Needs

    Easy access to working capital can be a crucial component to operating a successful Optometry practice. Our Optometry practice finance team has assisted numerous practitioners in accessing the cash it needs to keep growing.

1st Med's Optometry Practice Financing solutions offers each optometrist and ophthamologists the full scope of lending programs to meet the needs of their practice through its entire lifecycle. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

Get started and complete our Practice Loan Quick App Here and one of our experienced loan adivisors will contact you immediately to discuss your scenario.

Our Streamlined Process Is Easy

  • 1


    Complete our Practice Loan Quick App and one of our loan advisors will contact you to discuss your financing goals.

  • 2

    Loan Proposal

    Upon receipt & review of our initial checklist, a Loan Proposal with Rate & Term options will be issued.

  • 3


    Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

What Our Customers Say

  • Working with David and his team while purchasing an optometry practice, with a vision therapy focus, has been a great and very easy experience. He clearly outlined everything needed, how to get it done, and answered all questions throughout the process. His focus never wavered from helping us close on time in a straightforward and understandable way.

    After having spoken with multiple other lenders, David did a wonderful job finding the right loan for our experience and practice requirements. The hope is to expand in the future and we’ll have no hesitation calling David to help us through the financing process again.

    Dr. Laura Knapp, OD

Recent Optometry Closings


Ask a specialist

To speak with a Practice Loan Advisor Call Us: (877) 625-8531 or